Warranties, Terms and Disclaimers

NationwideMortgages.net is a website that provides information about mortgages and loans and does not offer loans or mortgages directly or indirectly through any representatives or agents. NationwideMortgages.net does not offer refinance loans or home mortgages. NationwideMortgages.net is a website and not a lender or a mortgage broker. We do not provide loan modifications, or home loan relief assistance. We do not direct market by phone or email towards consumers. NationwideMortgages.net is not responsible for the accuracy of information or responsible for the accuracy of the rates, APR or loan information posted by brokers, lenders or advertisers.

The actual interest rate you qualify for will depend upon the value indicated from the appraisal of your house, credit scores and other considerations. NationwideMortgages.net is not associated with the government and our service is not approved by the government or your lender.

NationwideMortgages.net is not acting as a lender, a mortgage broker or banking institute. The information provided by you to NationwideMortgages.net is not an application for a mortgage loan nor is it to be used to pre-qualify you with any mortgage lender. Mortgage companies who are members of our online community may have loan programs available matching the criteria you submit via our forms. If you are contacted by mortgage companies, your quoted rate may be higher, depending on your property location, credit score, debt-to-income ratio, loan-to-value ratio, and other factors. NationwideMortgages.net does not guarantee that the rates or terms offered and made available by participating Service Providers are the lowest rates available in the market or the best terms available; not all Service Providers in our network offer the products that we advertise. Completing our forms does not obligate you to purchase a service or product from the providers, nor does it obligate a provider to offer to you any particular service about which you may have inquired. Available rates and terms are subject to change daily without notice.

Terms and Conditions Apply - Rates mentioned or referenced in our advertising are based on the current sampling of available rates from our lender network for 30 year fixed, 15 year fixed, 10 year fixed, 5/1 variable rate and 7/1 adjustable rate refinance programs for loan amounts between $100,000 and $417,000. In most cases, home loan rates quoted assume minimum 80% loan to value, an origination charge, a single-family home, primary residence, minimum 720 credit score and verifiable income for the borrower(s). Interest rates and terms offered to applicants by specific lenders within our network may vary and not be available in all states. Taxes or Insurance are not included in payment amounts shown.

"Low Rates", "Low Rate Refinance", "Low Rate Home Loans", "Low Rate Equity Loans", "Low Rate Second Mortgage", "Low Rate Mortgage Refinance", "Low Rate Home Refinancing" and "Low Refinancing Rates" are subjective terms that advertise that qualified consumers may be eligible for competitive interest rates from licensed lenders and loan companies. "Bad Credit", "Poor Credit", "Less than Perfect Credit" are also subject terms that make consumers aware that there may be loan programs available to qualified applicants. Minimum credit scores and minimum loan to value may be applicable to guidelines for 1st and 2nd mortgage qualification. Not everyone will be approved.

The website, NationwideMortgages.net is in no way extending credit, making loans or implying to consumers that they qualify for a mortgage rate that they may or may are not be eligible for. Credit scores, debt ratios and equity are a few of the determining factors that underwriting banks look at when evaluating a borrower for a home mortgage. This website does not guarantee terms, interest rates or loan approvals. When you shop for a house loan, discuss requirements with a loan officer or lender. If you are considering a mortgage, with a variable interest rate, we recommend that you determine when, how the quoted interest rate and payments can change.

Filling out this request or contact form puts you under no obligations. By submitting your request, you grant permission for one to four lending affiliates and other business affiliates to contact you at any number or email address entered so we can assist you with your request. This authorization overrides any previous registrations on a federal or state Do Not Call registry. You agree that lenders and business affiliates may use an automatic dialing system in connection with calls made to any telephone number entered, even if the telephone number is a cellular phone or other service for which the called party is charged.